Chift Raises €10.5 Million to Connect Financial Software Across Europe

Chift, a Brussels-based fintech startup, has raised €10.5 million in a Series A round led by BlackFin Capital Partners, a specialist European fintech investor managing more than €4 billion in assets, with participation from existing investors Entourage, Shapers, Seeder Fund, and Wallonie Entreprendre. Chift builds a single integration layer that connects software companies to more than 120 financial systems across Europe, spanning accounting, invoicing, point-of-sale, e-commerce, banking, and payments platforms.

Founded in 2022 by Gauthier Henroz, Henry Hertoghe, and Matthieu Hertoghe, Chift addresses a problem familiar to any European software company that needs its product to talk to customers' existing financial tools: Europe's financial software landscape is deeply fragmented across dozens of countries, each with its own dominant accounting, banking, and payments providers, forcing software vendors to either build and maintain dozens of individual point-to-point integrations or forgo financial connectivity entirely. Chift's platform offers a single connection point instead, letting a software vendor integrate once and reach the full range of financial systems its customers already use.

Since raising a €2.3 million seed round in 2024, Chift says revenue has grown more than tenfold, with more than 150 software companies now using the platform to connect over 50,000 small and mid-sized businesses across more than ten European countries. That growth rate, achieved while operating in a market as structurally fragmented as European financial software, suggests Chift's single-integration approach is resonating with software vendors who would otherwise need to justify building and maintaining their own patchwork of regional integrations.

The involvement of BlackFin Capital Partners, a fintech-focused investor with deep sector expertise and an existing network across European financial services, is a notable signal for a company whose growth depends heavily on continued integration coverage across an already-fragmented set of national financial systems; a lead investor with specific fintech infrastructure experience is likely to bring more than capital to a company navigating dozens of distinct national banking and payments landscapes simultaneously.

Chift plans to use the new funding to expand into every major European market and to deepen what the company describes as its AI bet, connecting a growing number of AI-native financial products into its existing integration layer rather than treating AI tools as a separate category from the accounting and banking software it already connects. The company has set a goal of becoming Europe's default financial connectivity provider by 2028, an ambitious target in a market where national incumbents and country-specific integration providers remain deeply entrenched, though Chift's tenfold revenue growth since its seed round offers at least an early data point in favor of that trajectory.

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