Fintech Investors in 2026: Who Is Raising New Funds and How to Pitch Them

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Fintech Investors in 2026: Who Is Raising New Funds and How to Pitch Them

Fintech investors are not easy to spot in filings, because most funds do not say what they invest in. We searched every vehicle filed between October 1 and October 23, 2026 for fintech, banking, payments, insurance, lending, crypto and blockchain signals. The search returned 44 vehicles, but only eight of them are venture or crypto-venture funds that back fintech startups. The rest are private credit and insurance funds that lend or insure, not funds that buy equity in founders. This guide names the eight, adds the established fintech firms founders usually look for and explains how to approach each type.

How to Read the List

A filing shows that a vehicle exists and how much it reports as sold. It does not show a final close or the fund's target. Several of the vehicles below have no public description, so we state what we could verify and what we could not. Amounts are as filed, and a main fund and its feeder can repeat the same amount, so we do not add them together.

Fintech Investors With New Vehicles in October

Vehicle Reported amount Filed
Saluda Grade Alternative Lending & Fintech Growth Fund III $125.0 million Oct 13
Fin Capital Flagship III - SBIC $80.0 million Oct 23
BancTech Ventures II $61.9 million Oct 5
Tribe Capital Fintech Fund II $38.0 million Oct 13
Pantera Venture Fund II $29.0 million Oct 16
Franklin Templeton Blockchain Fund II $24.4 million Oct 6
StepStone VC Blockchain II $22.3 million Oct 1

An eighth vehicle, a Cayman feeder for the StepStone fund at $2.7 million, is not shown.

What Each One Is

Saluda Grade focuses on alternative lending and fintech growth companies. It is the largest fintech-labeled venture vehicle of the month. Fin Capital is a fintech-focused venture firm founded by Logan Allin, a former SoFi Ventures executive. The firm describes four strategies: pre-seed under the name Regatta, early stage under Flagship, growth under Horizons and public equity under Constellation. The "SBIC" in the filing name usually refers to a Small Business Investment Company licensed by the US Small Business Administration, but we found no public detail on this vehicle. In July 2025, SMBC announced a $300 million fund set up with Fin Capital to back US fintech startups.

BancTech Ventures II appears to be linked to BankTech Ventures, a Utah-based fund that connects fintech startups with community banks, led by Carey Ransom. We could not confirm the name match, and the firm's own releases describe more than 125 participating banks. Tribe Capital Fintech Fund II is a vehicle from a firm that also filed three AI-labeled funds this month.

Pantera Venture Fund II comes from Pantera, the crypto-focused investment firm. Franklin Templeton Blockchain Fund II was set up in 2023 as a private equity vehicle with a $100,000 minimum, according to press coverage, and sits within Franklin Templeton Digital Assets, which reported about $1.8 billion in assets at the end of 2025. StepStone VC Blockchain II is listed by a data site as a StepStone fund with about $18.5 million in gross assets, and we found no StepStone announcement describing its strategy.

Established Fintech Firms to Know

Founders looking for fintech investors also want names that have backed the category for years. Here is what we could confirm.

QED Investors, founded in 2007 by Nigel Morris and Frank Rotman, closed two funds totaling $925 million in May 2023: an oversubscribed $650 million Fund VIII for early stage and a $275 million Growth II fund. It says it has backed more than 200 companies, including 28 unicorns, and manages more than $4 billion. Ribbit Capital, founded in 2012 by Micky Malka, is known for early and growth investments in Robinhood, Coinbase and Nubank. A report on an SEC filing put its seventh fund at $1.15 billion in early 2022. Nyca Partners was reported by Axios in 2025 as targeting $300 million for its fifth fund, and we could not confirm a close. Fin Capital, described above, covers six areas including embedded finance, asset management, CFO tools, insurtech, blockchain and enabling infrastructure.

Check each firm's own site for newer funds, since the most recent closes we found date from 2022 to 2025.

What Fintech Investors Look For

Fintech investors weigh regulation as much as growth. They ask which licenses you hold or rely on, how you work with partner banks and what happens if a partner leaves. They look at unit economics early, since lending and payments businesses can grow quickly and lose money on each customer. They also care about distribution, meaning how you reach customers without paying too much to acquire them.

How to Approach Them

Match your stage to the investor. Pre-seed and seed founders should start with early-stage strategies and angels, while companies with revenue can look at growth funds such as Saluda Grade. Crypto and blockchain founders belong in a different pool, with firms such as Pantera and the blockchain-labeled vehicles above. Ask for a warm introduction, then send a short note covering what you build, which regulation applies, your traction and how much you are raising. Prepare your cap table, understand your dilution and have a data room ready, since fintech diligence includes compliance and bank partner documents. Ask whether the firm expects to be the lead investor.

What to Watch Next

Watch whether Fin Capital or Saluda Grade announce details of their new vehicles, and whether the BancTech name is confirmed as BankTech. We will refresh this list monthly.

Browse the fintech investor directory for more active funds, or explore active capital on AngelLinx @ angellinx.ai/register.


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