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Pratekk Agarwaal
Pratekk Agarwaal
Founder & General Partner at GrowthCap Ventures · India
Check size
$250K - $750K
Lead stage
pre-seed
Deals tracked
14
Sectors
Fintech, AI
Fintech AI Deep Tech SaaS Deeptech Emerging technologies pre-seed seed Series A Seed
India

About Pratekk
Pratekk Agarwaal is Founder & General Partner of GrowthCap Ventures, a SEBI-registered Category II AIF investing $200K–$500K in early-stage fintech, SaaS, AI, and deeptech founders across India. With 25+ years of operator experience across financial services, fintech, and startups—including leadership roles at Bajaj Finance, BharatPe, and IndoStar Capital—he brings hands-on go-to-market, product, and scaling expertise to portfolio companies. GrowthCap Ventures, founded in 2022 and headquartered in Mumbai, operates as an operator-led fund leveraging deep networks across financial institutions, corporates, and the IIM alumni ecosystem
Investment thesis
Operator-led early-stage VC backing fintech, SaaS, AI, and deeptech founders in India with hands-on go-to-market and scaling support.
GrowthCap Ventures deploys operator-led capital to back IP-driven, founder-led companies in fintech infrastructure, AI, and deeptech at pre-seed to pre-Series A stages in India. Pratekk's 20+ years scaling businesses at BharatPe, Bajaj Finserv, IndoStar, and Fullerton inform hands-on support across GTM, pricing, regulatory navigation, and enterprise partnerships. The fund targets founders with clear product-market fit signals and seeks to build category-defining businesses through conviction-backed early investment, active board involvement, and ecosystem access spanning 30+ portfolio companies and NBFC partnerships
Investment philosophy
Pratekk Agarwaal runs GrowthCap Ventures as an operator-led early-stage fund that pairs capital with hands-on support. The firm backs founders early and helps with go-to-market, product, partnerships, fundraising, and scaling, with a focus on execution-heavy businesses in India.
Investment focus
Early-stage venture capital backing IP-driven, founder-led companies in fintech, SaaS, AI, and deeptech with initial cheques of $200K–$500K. Beyond capital, GrowthCap provides active operational support across go-to-market strategy, product development, fundraising, and strategic partnerships
Areas of expertise
Fintech Early-Stage VC Go-to-Market Strategy Digital Lending SaaS & AI Financial Services India-Focused
Recent activity
2025-05 Next-generation banking and credit card infrastructure platform enabling card-as-platform model
2025-01 AI and blockchain-powered supply chain transparency and sustainability platform
2025-10 AI-powered used EV platform with TruEV Score for battery health transparency
2026-01 Next-gen payment technology for banks and fintechs with secure card and UPI infrastructure
2024-04 Ridesharing mobility platform building financial layer for India's transportation ecosystem
Live platform data · proprietary, citable layer
Notable portfolio
Advance Mobility RePut.ai Spense TrusTerra Navanc Mylapay Integra Robotics
Notable deals
Spense – Fintech infrastructure platform enabling banks and NBFCs to launch secured credit and embedded banking products (portfolio company, founded 2021)
BharatPe – Digital payments and lending platform for merchants (prior leadership role; portfolio exposure context)

Frequently asked
Does Pratekk Agarwaal invest at pre-seed stage?
Yes. They invest at pre-seed, seed, Series A stage. Their geographic focus includes India.
What is their typical check size?
Pratekk Agarwaal's typical check size is $250K - $750K. They currently invest through GrowthCap Ventures.
What sectors does Pratekk Agarwaal focus on?
Pratekk Agarwaal primarily invests in Fintech, AI, Deep Tech, SaaS.

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